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A Matter of Discrimination

A Matter of Discrimination

An article that appeared in the New York Times late last year cited study results showing housing discrimination by real estate licensees. Investigators posing as white buyers received different treatment than buyers of color and of other minority classifications....

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LCAR Board of Directors Minutes — March 11, 2020

LCAR Board of Directors Minutes — March 11, 2020

March 11, 2020 The February 12, 2020 minutes were reviewed. Ferne Silberman and LCAR staff met on February 19th and discussed options for changing the current format of the Annual Banquet and Volunteer Recognition Luncheon. A meeting of a Banquet Task Force is...

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The Home Inspection Report — Who Does It Belong To?

The Home Inspection Report — Who Does It Belong To?

In the past there have been articles about the confidentiality of appraisals and who is entitled to them . . . sounds like a perfect segue to also discuss home inspection reports since there is apparently much confusion in the real estate industry. Realtors and home...

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Underwriting Guidelines

Underwriting Guidelines

When a buyer is obtaining a mortgage to purchase real estate, the loan will eventually go to a dark and lonely place known as underwriting. I'm being a bit facetious, but the connotations surrounding "underwriting" are less than stellar. This also doesn't top the list...

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VA Loan Changes in 2020

VA Loan Changes in 2020

Using VA Financing is an excellent program for Veterans to purchase a home with some advantages that non-Veterans do not have access to. The most appealing feature to a VA loan is zero down payment or 100 percent financing. A VA mortgage has a "funding fee" that is...

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What You Need to Know About the NEW Changes to PAR Forms

What You Need to Know About the NEW Changes to PAR Forms

When I first started in the real estate business, the standard agreement of sale was 1 1/2 pages long. There was only one addendum, and that was only used for FHA transactions. That was it! Oh how things have changed! Today's PAR (Pennsylvania Association of Realtors)...

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LCAR Board of Directors Minutes — March 11, 2020

LCAR Membership Updates — February, 2020

New Members Realtors Dan Barry, Lusk & Associates Sotheby's International Monica Ceresini, Realty One Group Unlimited Jamie Coble, Berkshire Hathaway HomeServices HomeSale Realty Kimberly Fairfield, Lusk & Associates Sotheby's International Joseph Fisher,...

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Pending, Active Under Contract or Undisclosed Contract?

Pending, Active Under Contract or Undisclosed Contract?

It is a brisk market; and after years of sellers' market conditions, agents are accustomed to the speed that homes can sell. Listings can be changed to "pending" within hours of hitting the market. However, not all listings are updated quickly when an offer is...

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Once Again, It Depends!

Once Again, It Depends!

It's my mantra. I've uttered it hundreds of thousands of times . . . and mostly to Realtors. It is never wrong, but it may not be as helpful an answer as can be given. Whether an act is legal depends upon the specific setting, the facts and the reason one is asking....

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LCAR Board of Directors Minutes — March 11, 2020

LCAR Board of Directors Minutes — February 12, 2020

February 12, 2020 Michael Ball of PNC Institutional Asset Management presented an overview of the Association's investment portfolio for 2019. Upon motion by Richard Boas, Jr., second by Paul Berdiner, the minutes of the January 8, 2020 Directors' Meeting were...

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Misconceptions of Being a Realtor

Misconceptions of Being a Realtor

So you just got into real estate, or maybe you're thinking about getting into it. And why not? Depending on who you ask, it's a great profession. You can be your own boss, work your own hours, and of course you can make a lot of money. You'll also meet many great...

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Radon Testing and PA DEP Protocols

Radon Testing and PA DEP Protocols

In Pennsylvania, professional radon testing and radon remediation (aka mitigation) is governed by the PA Department of Environmental Protection (PA DEP). The PA DEP has set standard radon testing protocols as documented in the PA Radon Act which must be met for...

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Lancaster County Association of Realtors®

Lancaster County Association of Realtors®